
Chapter 7 Bankruptcy
Bankruptcy Attorneys in Frankfort, Kentucky
If you are struggling to pay your debts and feel like you are unable to catch up on your bills and mounting expenses, you are likely considering the idea of filing for a Chapter 7 bankruptcy. While filing for bankruptcy can help get you started on rebuilding your financial health for a better future, this decision should not be made lightly nor should you embark on it on your own. At Howard Law Group, PLLC, our Frankfort bankruptcy legal team is dedicated to helping clients get a fresh start in life. No matter what your financial circumstances might be, we have the advice and insight that can make a difference in your situation.
Find out if a Chapter 7 bankruptcy is right for you and contact the legal team at Howard Law Group, PLLC at (502) 309-2740 and schedule a consultation!
What is a Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is the most common form of consumer bankruptcy and is an effective tool to resolve unmanageable debt under the protection of a federal court. Filing for this type of bankruptcy will allow most of your unsecured debts, such as credit card debt and personal loans, to be forgiven. Some forms of debt, including student loans, back taxes, alimony and child support are usually not eligible.
Declaring a Chapter 7 bankruptcy will also have a serious impact on your credit score and will remain on your credit report for 10 years. However, your credit score is probably not in good shape if you need to file for bankruptcy. The difference is that, once you get your debts discharged, you will finally have the opportunity to rebuild your credit over time. Remember, your credit score can improve even with a bankruptcy on your credit report, so this should not be a decisive factor in whether you choose to file for bankruptcy or not.

Clients Share Their Experience
At Howard Law Group, PLLC, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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In just two (2) brief visits, Doug Howard and Michele Hale walked me through the explanation of the process- R.T.
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I would use this law group again if I had a need for their services!- K.H.
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Doug Howard is intelligent and helpful. He listens, understands what you need and provides excellent legal service.- Meta H.
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Morris & Adams helped me regain control of my life and salvage my relationship with my kids.- Jake B.
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Very good at what he does, would recommend him to anyone who is trying to get a last will and testament done or whatever else they need done within the law.- Tara M.
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Mr. Howard makes the process easy to understand and you can always reach him with any questions.- C.W.
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I trust Doug Howard and appreciate his professional representation.- Dave S.
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Doug Howard is someone who truly cares about your concerns and will do his best to help you in any way he can.- Teresa W
Giving You the Chance to Start Over
Overwhelming bills, credit card debts, and interest will continue to add up and become unmanageable. If you feel you cannot get out from under your debts, now is the time to seek the assistance of a Frankfort bankruptcy attorney. At Howard Law Group, PLLC, our skilled bankruptcy attorney is here to help you get a fresh start and the chance to rebuild your credit.
Call our office today at (502) 309-2740 to schedule a consultation and determine if filing for a Chapter 7 bankruptcy is right for your situation.
